信用卡放車內被調換‧菜商與女友被盜刷1萬

黃才紀（坐者右）通過文打烟区州议员魏宗賢（坐者中）尋求協助，以早日將盜用自己及女友信用卡的不法之徒繩之以法.

穿著白衣（右）者相信是盜用黃才紀信用卡來購買孩童玩具的不法之徒。

（柔佛‧麻坡）一名45歲菜商申訴，他與劉姓女友前往晨運時，把手機及錢包置放在威拉轎車柜內。不料，他們的信用卡都被不法之徒調包了，還在一兩天的時間內共刷了他們約1萬令吉以購買各樣昂貴用品。

家住麻坡翡翠花園的菜商黃才紀說，他與女友5月16日早上9點開車到丹絨可達邦一起晨運，並將車子停在附近。他過後取車時並無發現異樣，車子仍然是上了鎖，但他懷疑可能信用卡是在那時候被偷偷調換了。

他表示，當天下午4點多，女友到宜康省購物使用信用卡付款時，被收銀員發現她所持有的信用卡卡主是馬來人，女友在吃驚下唯有用現金繳付，並致電告知他信用卡在不知情下被調換了。

“此外，女友也在當下中斷她本身的信用卡。不過，不法之徒在這之前已在麻坡各購物中心，包括環球、巨人等商店刷掉約4000令吉。”

未錄口供

他說，他在得知女友的信用卡被調換後，只察看自己的信用卡是否仍在，未發現原來自己的卡也被調換了。

他指出，隔日晚上，他所屬信用卡總公司的人員致電詢問他為何在一天內用了這麼多錢，並在核對信用卡號碼時，他才發現他的信用卡已被調換。

他說，雖然當時他也即刻中斷信用卡服務，不過他的信用卡仍被人在新山各大型的購物中心內刷用約12次之多，金額達5000令吉。

“女友在發現自己的卡被調換當下已報了警，並錄下口供，而我在發現後隔天也去報警，不過至今尚未錄口供。”

他遺憾警方未第一時間協助他錄口供，而他使用的信用卡銀行又天天致電要求口供書。此外，他也獲得了相信是被閉路電視所攝錄下的疑犯樣貌。

他表示希望把這些資料提供給警方，以儘速破案。

擔心被迫繳付卡債

黃才紀說，他女友已將口供書交給信用卡公司，而他則擔心他本身的案件遲遲未解決，最終被迫繳付不法之徒刷卡購物所欠下的債務及利息。

另外，文打煙区州議員魏宗賢相信有新的集團利用這種新手段造案。他呼吁持卡人時時確認本身信用卡上的名字和號碼。

他希望商業中心的出納員在看到持卡人以巨額購物時，為了確保安全，應要求持卡人出示身份證及核對卡上簽名檢查，以保障持卡人的權益。

A 44-YEAR-OLD businessman and his girlfriend in Muar did not realise that their credit cards had benn stolen and used several times.

They only knew after their bank called them the next day and informed them that almost RM9,000 worth of goods had been bought with their cards.

Ng Chai Kee, 44, received a call on May 17 regarding hsi credit card transactions amounting to RM4,825.86.

Ng said he and his girlfriend, who only wanted to be known as Liew, 43, suspected that their credit cards could have been stolen and swapped when they went jogging in Tanjung Ketapang on May 16.

They had put their cards in the glove compartment of Ng's car.

"That afternoon, my girlfriend could not used her credit card at a hypermarket because the cashier told her that the card was not hers and it belonged to someone else," he said.

"She then called me and asked if my credit card was still with me. When I cheched my wallet, the card was there but I did not check the name. The next day when I was in Malacca, my banker called and asked if I had charged a total of RM4,825.86 to my card, " Ng said.

Only then did he realise that the card in his wallet belongs to one Jack Jok.

He discovered that his debit card had also been swapped but was lucky because no transaction had taken place as a PIN number was required.

Ng said a check with the bank showed that Liew's card had been swiped four times amounting to RM4,046.35 while his card had been swiped 12 times.

Ng also said he had not receive any word from the police although he had lodged a report on May 19.

He related his experience recently after lodging a complaint at the office of Bentayan assemblyman Gwee Tong Hiang.

Muar police chief Assistant Commissioner Mohamad Nasir Ramli confirmed that the case had been referred to Bank Negara.